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Luxury Credit Cards – What Are They?



Even if your own life is as far from the millionaires as Finland’s South Pole, it is sometimes fun to peek into the world of rich people. Introducing today millionaires’ luxury credit cards, Good Finance, MasterCard Gold Card, and Visa Infinite Exclusive. We figured out what to do with credit cards and how much they have to shell out!

American Express is considered the father of all luxury credit cards. There are probably more legends than facts about the card, and American Express is very cunning about the card. Good Finance can only be obtained if the credit card company invites the customer to use the card. You should only wait for an invitation if you already have an American Express Platinum Card and make purchases worth more than $ 250,000 (just over $ 230,000) a year.

The benefits of the card include numerous travel-related

The benefits of the card include numerous travel-related

Good Finance is made from titanium, so it also feels different from regular plastic credit cards. The benefits of the card include numerous travel-related benefits, of which the wildest opportunity is to become a co-owner of a private jet. In addition, the card opens the doors to the top level of many airlines and hotel loyalty programs. Cardholders have a 24-hour concierge service, though Platinum Card holders can also enjoy it. The benefits of the card include the ability to use the services of a travel agent, interpreter / translator, financial assistant and personal shopper.

Good Finance has an annual fee of $ 2,500 and the card requires a one-time $ 7,500 opening fee.

MasterCard Gold Card

MasterCard Gold Card

MasterCard’s Gold Card is an inexpensive luxury credit card with an annual fee of $ 995. Despite its “cheapness”, the card is plated with 24 carat gold, which also causes it to weigh more than a regular credit card.

The benefits of a MasterCard Gold Card are travel-oriented. All purchases generate a 2 percent payment benefit, which can be used to book trips on the card’s own travel portal. The owners of this card also enjoy concierge services and are sometimes pampered with luxurious surprise gifts. The card comes with a few times a year Luxury Magazine, which is said to be the ultimate guide to the world of luxury.

Visa Infinite Exclusive

Visa Infinite Exclusive

Although Good Finance is considered the father of luxury credit cards, the credit card on the market is probably Visa Infinite Exclusive. The card is made of gold, diamonds and mother of pearl. There are as many as 26 diamonds on the card. To get Visa Infinite Exclusive, you’ll have to shell out $ 100,000, of which $ 65,000 goes into card making alone; the rest of the $ 35,000 customer gets on their credit account. The card was launched in 2012 and only 100 were issued.

In spite of all the card appearance of the card, the added benefits of the card are not much different from other luxury cards. Concierge service, comprehensive travel insurance and other travel related VIP benefits are family friendly from other luxury cards. Visa Infinite Exclusive’s particular advantage over other assets is probably $ 250,000 worth of health / life insurance.

While it’s fun to peek into the world of luxury credit cards, it’s almost a relief to see that you don’t have any chance of getting those cards. What on earth would you do with all the benefits of a card and what year could you spend the $ 250,000 required by Good Finance?